Must-See Modern Mediterranean in Lakewood

2202 Cambria Front

I have always loved this home, which is a beautiful stucco and tile roof modern Mediterranean that overlooks the Lakewood Country Club from just off Gaston Avenue. Yes, you saw that right — this home is located just off of Gaston and I still love it. Get a peek inside this home and you’ll see why.

This High Caliber Home is just the kind of place that, when you fall in love with it, you want to make sure that closing goes as smooth as butter. Avoid financing hiccups by contacting Lisa Peters with Caliber Home Loans from the beginning. Find out more about Lisa Peters and the amazing level of service you can expect from Caliber Home Loans by calling her today.

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Guardian Angels: Whether Cycling or Caring For Clients, Mark Watson Steps Up

Watson_4

It’s true: Some of the most amazing, dedicated people in the mortgage industry work for our hometown lender, Guardian Mortgage. These are the same folks who answer phone calls after hours, always greet you with a smile in the checkout line, and volunteer to make our communities better. In short, these people step up.

That’s what Mark Watson does. Watson, who is this month’s Guardian Angel from Guardian Mortgage, takes the time to make sure his client has an excellent experience no matter the size of the loan, ensuring that they become the industry’s most sought-after client: A happy referral generator.

We were absolutely thrilled to chat up Watson, who is an avid cyclist. Besides being an all-around great guy, he knows the mortgage business backwards and forwards, and has the kind of experience that clients seek. Find out more about Watson after the jump!

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Guardian Angel: Jeannie Smith Knows That the Key to Success is Never Giving Up

Jeannie Smith

Jeannie Smith with “The Wee Ones”: two of her pack of miniature dachshunds.

We love Jeannie Smith and her “can-do” attitude. She’s the kind of woman that can inspire confidence after just a moment with her, and she is a dog lover, to boot!

It’s no wonder that Jeannie, a mortgage professional that looks after her clients like family, is this week’s Guardian Angel. She takes time with every client to make sure that their needs are met, if not exceeded, which is a valuable asset in this quick-changing mortgage environment.

“I care about each loan and customer I work with — whether it’s a$ 50K loan or a $5M loan — and I love providing the white glove treatment,” Jeannie says. “I approach each loan and customer with a wide open mind so that I can learn about them, their financial goals, expectations, and what keeps them up at night when they think about the loan process.”

That’s the kind of personal service that is all too rare these days, but it’s exactly what you can expect at Guardian Mortgage. Find out more about Jeannie and how, through her tenacity, she’s made a wonderful career in the mortgage business.

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Welcome Home! Modern Elevation offers 3530 of fantastic living S

Jeff Dworkin has done it again. The master home builder, and current president of the Dallas Builder’s Association — you cannot spell his name without “w-o-r-k” — builds high quality homes generally east of Central, usually in the 3500 to 4500 square foot range with luxury finish outs. But Jeff is really known for getting you in to a brand spanking new home for under one million. We are a little prejudiced: he’s one of our CandysDirt-approved home builders. In order to be on our site, our home builders have to make it through an obstacle course of criteria and give us a list of references who we actually talk to. These are the folks who we would hire in a heartbeat to build our own homes– can’t say that about every builder in town, no sir.

But this time, he has sleeked it up, sharpened the corners with a totally modern elevation on an oversized treed lot in the Enclave. 1807 Tucker Drive is a Cul du Sac street — love them — loaded with new homes, all by award-winning local builders. It’s a few steps from Santa Fe Trail, White Rock Lake and the new YMCA, which my daughter tells me is going to be awesome and she is going to join.

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Are Texas Home Mortgage Fees Really Highest in U.S.?

Home Mortgage Fees

According to a survey by Bankrate, Texans pay more in home mortgage fees than any other state in the U.S.

The study, which ranks closing costs for loans including lender origination fees and other charges typically associated with obtaining a mortgage, showed that Texas has the highest fees across all 50 states. That’s a sharp increase from placing 13th last year, as Texans are paying an average of $3,046 to get a $200,000 mortgage. Compare that with the $2,265 Bankrate says Nevadans pay. Or the $2,366 you’ll be charged for a comparable loan in Tennessee. New Yorkers pay $2,892 on average

“New mortgage regulations are the biggest reasons why closing costs went up over the past year,” said Holden Lewis, a senior analyst at Bankrate. “The good news is that some lenders have not increased fees.”

But are these figures necessarily true? Jump for more perspective …

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monthly_payment 1-affordability

I love using real estate apps on my phone. Every time I drive by a “For Sale” sign in a neighborhood, I pull out my phone and queue up one of my favorite listing apps (yes, I have more than one on my phone!) and check out the property and sometimes other ones nearby.

Now, if I was actively looking for a home and wanted to know what kind of rate I could get and how much my monthly mortgage payment would be on a property, well, most listing apps don’t offer that service. And if they do, the information isn’t always accurate.

But Realtor.com, the site that prides itself on having the most accurate listing information on the web, says it’s fixed that issue for good.

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